Phone: (844) 326-6571 Phoenix, East & West Valley

Water damage from water heater and appliance leaks

A failed water heater, a split washer hose or a clogged AC drain can soak floors, cabinets and ceilings, sometimes all at once and sometimes slowly over weeks. Here's what to do first, and how the water damage cleanup fits with the appliance repair.

Calls may be recorded for quality purposes.

Water dripping from a faucet

Two jobs: the appliance and the water damage

When an appliance leaks, two kinds of work usually follow.

This page covers the second job. Drying a floor while the tank keeps dripping won’t work, so the repair has to happen too.

What to do first

  1. Stop the water at the appliance. Washers, dishwashers, refrigerators and toilets usually have a supply valve behind or under them. A water heater has a valve on the cold water line where water enters the tank. If a valve won’t close, use the main shut-off. Our shut-off valve guide shows where it usually is.
  2. Stay clear of wet electrical. The U.S. Consumer Product Safety Commission warns not to touch wet appliances that are still plugged in. Only switch off a breaker if you can reach the panel from a dry spot.
  3. Shut down a leaking water heater. Turn off the breaker for an electric heater, or turn the gas control to off, following the label on the tank. The water may be hot.
  4. Take photos and video of the appliance, the leak point and every wet area. Keep the failed hose or part until your insurer has seen it. Our insurance guide explains how claims usually work.
  5. Move boxes, rugs and stored items out of the water.

Water heaters and Valley hard water

The City of Phoenix’s 2025 water quality report lists total hardness of 10 to 17.6 grains per gallon and says hard water “can cause some types of scaling in pipes and water heaters.” Those minerals settle as sediment in the tank. The City of Scottsdale’s water heater guide names overheating from sediment build-up as a main cause of failure. Where mineral content is high, it recommends draining at least 5 gallons from the drain valve every six months, and warns that the common plastic drain valves can break.

ENERGY STAR puts the typical life of a storage water heater at about 13 years and suggests considering a replacement once it’s more than 10 years old. Its warning signs:

ENERGY STAR notes that waiting too long risks “tank rupture and water damage to the floor and carpets.”

Garage heaters. Scottsdale’s guide says a garage water heater must be raised so the pilot, burners or heating element sit at least 18 inches above the floor. A garage leak can still spread across the slab, into stored boxes and into the base of a wall shared with the house.

The relief valve. Every tank has a temperature and pressure relief valve. The City of Phoenix’s housing inspection standards say its discharge line must run continuously downward and end outside. Water coming out of that line means the valve opened or is leaking, so have a plumber find out why.

Washers, dishwashers and refrigerator lines

Supply lines under sinks and toilets, and pipes inside walls, are covered on the burst pipe water damage page.

AC condensate drains and pans

Air conditioners pull moisture from indoor air and send it out through a condensate drain. ENERGY STAR warns that “a plugged drain can cause water damage in the house and affect indoor humidity levels.”

The Department of Energy’s Building America Solution Center notes that when equipment sits in an attic or closet, clogged drain lines and overflowing pans “can go undetected long enough to cause severe water damage.” It recommends a corrosion-resistant secondary pan with a water-level switch that shuts the system off if the pan fills, and notes that older galvanized steel pans can corrode.

Watch for a ceiling stain below an attic air handler, water on the floor of an AC closet, or a system that suddenly stops running, which can mean an overflow switch tripped.

Evaporative coolers

The University of Arizona Cooperative Extension notes that evaporative coolers usually sit on the roof, sometimes on an outside wall. The university’s Water Wise program says to make sure the float valve works, because “if the valve sticks, the water will run continuously.” Water in the tray should sit about an inch below the rim and below the overflow pipe’s opening. Check the casing for split seams and the tray for rust, either of which can leak.

What the cleanup involves

Finding the edges. The provider uses moisture meters, and often a thermal camera, to map where the water went. Water from a dishwasher or refrigerator can travel under cabinets into the next room.

Ceilings and insulation. When an attic air handler overflows, water lands on insulation and ceiling drywall. The EPA’s guidance for clean-water damage is to discard and replace wet fiberglass or cellulose insulation. Drywall may be dried in place if it isn’t obviously swollen and the seams are intact.

Drying. Air movers and dehumidifiers run until each material reaches its dry target, with readings taken daily. See structural drying.

Checking for mold. The EPA advises drying water-damaged materials within 24 to 48 hours to prevent mold growth. A slow drip behind a fridge may have run for weeks, so the backs of cabinets and bottoms of walls deserve a close look. See mold remediation.

Working around the repair. The old appliance may have to come out before the area behind it can dry, so tell everyone involved who is doing what, and in what order.

What happens when you call

No forms and no sign-up. You talk to a restoration provider that works in your area, ask your questions, and decide what to do next.

  1. 1. You call the number on this page

    Your call is routed to an independent restoration provider that serves your part of the Valley, when one is available.

  2. 2. You describe the problem

    Where the water came from, which rooms are wet, how long things have been wet, and whether the source is stopped.

  3. 3. The provider explains next steps

    Scheduling, what an on-site assessment involves, how they document damage for insurance, and pricing are all worked out directly between you and the provider.

  4. 4. You decide

    You are not obligated to hire anyone. Before work starts, ask for the contractor’s license and insurance information and check it yourself.

Frequently asked questions

Who fixes the water heater, and who handles the water damage?

A plumber repairs or replaces the water heater. A restoration provider dries or removes the flooring, drywall and stored items the water reached. The jobs often overlap, since the old tank may have to come out before the area behind it can dry.

How long does a water heater last with Phoenix's hard water?

ENERGY STAR puts the typical life of a storage water heater at about 13 years, and the City of Scottsdale cites an industry average of 12. Neither gives a Phoenix-specific number. Hard water leaves sediment, so drain the tank as your manual recommends.

Water is dripping from the ceiling under my AC unit. What should I do?

Turn the system off at the thermostat, put a bucket under the drip, and stay away from any light fixture or outlet near the water. Have an HVAC technician clear the condensate drain or check the pan. Then have the wet ceiling and attic insulation checked.

Is washer or dishwasher water handled differently from a supply line leak?

Often, yes. Water from a supply hose is clean, but water that drained out of a washer or dishwasher has already been used. Restoration providers generally treat it as more contaminated, which can mean removing more carpet pad and other soft materials.

Does homeowners insurance cover a water heater or appliance leak?

Standard policies generally cover a sudden, accidental discharge of water from a plumbing system or household appliance. They usually don't pay to replace an appliance that simply wore out, and they generally exclude slow seepage and lack of maintenance. Read your policy and see our insurance guide.

How can an evaporative cooler leak?

A sticking float valve can let water run continuously, and split seams or a rusted tray can leak, according to the University of Arizona's Water Wise program. Check the float valve at spring startup.

Where this covers

Phoenix neighborhoods, the Town of Paradise Valley, and cities across the East and West Valley. Each area page covers the homes and local conditions there: how old the houses are, what the water is like, and where storms cause trouble.

See all areas →

Call (844) 326-6571